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Teenage Gambling Addiction is a Real Problem

Teenage gambling is becoming more and more of a problem with each passing year. Teenagers can gamble on video games with their friends, gamble online, and engage in poker games with friends. This problem is deepening as more and more teenagers engage in gambling in one form or another.

Studies have shown that gambling in teenagers is on the rise and that it does not seem to be slowing down. The glamorizing of poker games by celebrities on television has had a negative impact on teenagers.

These teens believe that gambling is the road to easy money and huge sums of cash. They believe gambling to be an exciting dreamworld that they want to soon become part of.

Gambling addiction can occur very easily in these teens because of the adrenaline high that happens while engaging in a gambling activity. Studies have also shown that teens can become addicted very fast, and that it is much harder to break the gambling addiction habit when starting at such a young age.

The effects of a teen gambling problem are as follows:

1. Cutting school, and having unexplained absences.
2. Poor grades that become worse and worse
3. Money problems and stealing money from parents.
4. Constantly needing money for poorly explained reasons.
5. Preoccupation with gambling and social isolation, except with gambling friends.
6. Engaging in forms of illegal behavior.
7. Use of drugs and alcohol.
8. Unexplained mood changes.
9. Poor sleep habits and hygiene. ทางเข้า ufabet

So what do parents do when they suspect that their teenager has a gambling problem or gambling addiction? Because every situation is different, there is no “one size fits all answer”. However, there are a few things that you can do.

1. Insist that your teenager visits a counselor or therapist. A specialist in gambling addiction will be your best bet. Your first session will be known as an intervention.
2. Make sure that your teenager has no access to cash or credit cards and keep your cash and credit cards locked up so your teen has no access to this.
3. You teen will most likely not admit that he or she has a gambling problem or gambling addiction. This does not matter at the beginning, however. You are the parent and you can decide the intervention.
4. Insist that your teenager attend a Gamblers Anonymous or other 12 Step Group. You can attend a Gamanon meeting which is usually next door to the Gamblers Anonymous Meeting.

 

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Car Buying – Five Most Important Steps

Car shopping can be very stressful. A wrong decision can have far reaching negative consequences that affect people’s lives. Therefore, car shoppers should consider all options before signing a contract. The following provides an explanation of some of the most important steps that a car shopper should consider.

Step 1 – Make A Decision on Car Type

A decision on car type is an obvious starting point which should be directed by your ‘needs’ as a car shopper as opposed to your ‘wants’. If you let ‘wants’ direct the needs, this can lead to an expensive mistake. If you are a car shopper and you want to understand your needs, these mostly evolve around:

1. Engine – the most dominant factors in this is are the fuel type (diesel engines are more efficient than petrol) and the size of the engine (which determines the power for speed and acceleration);

2. Transmission – there is one of three options, manual, automatic or semi automatic with automatic being an option for those that like to avoid changing gears because they spend a lot of time behind the wheel. Automatic vehicles are most often less fuel efficient than manual vehicles;

3. Size of the vehicle – what will be the average number of passengers seated in the vehicle for most journeys and is there a requirement for additional space?

4. Likely Usage – how frequently and how far will the car be driven each week? If it is a company car then the chances are that it will generate a lot of miles on longer journeys quickly. However, if it is a family car that is required for school runs and grocery shopping then there will likely be a large number of short journeys. For cars on long journeys the engine size and transmission type become important to optimise efficiency.

Step 2 – What Is Your Monthly Budget?

If you are not buying a car with cash and are looking to use car finance (hire purchase, car leasing or car loan), once you have made a decision that narrows down the car type, the next critical decision is to decide on your budget for monthly car payments. A general rule is that your total monthly payment shouldn’t exceed 20% of your net salary (ie; your take home pay) per month.

Step 3 – How Should You Finance Your New Car?

The four most common ways to finance a new car are by paying cash, by using hire purchase, taking out a loan with a finance company or by leasing the car. These four different finance options can be categorised in to two main groups of car finance:

1. Those with which you ultimately take ownership of the car (paying with cash, car loan or hire purchase – with hire purchase you don’t own the car until your final payment); and,

2. Those with which you don’t own the car unless you opt to buy it at the end of the finance period – car leasing. There are primarily two types of car leasing: (a) An operational lease (also known as contract hire), you don’t actually own the car you just pay a monthly fee to keep it for a period typically between two to five years; and, (b) Lease/Buy (also known as contract purchase), you pay a monthly fee to keep the car but you have the option to buy the car at the end of your contract (for a price agreed at the time of signing the original contract).

Therefore, the decision that must be made is whether or not you want to own the car. To do this you need to consider the benefits of car leasing vs car buying. There is an enormous amount written on this and great debate as to which is better. However, there is no correct answer and depends on the circumstances of the car shopper. Nevertheless, the benefits of each are: junkyards near me

Benefits of Car Leasing vs Car Buying:

1. Businesses avoid at least 50% of the cost of VAT (if they use contract hire);

2. No large upfront deposit;

3. You obtain a more prestigious vehicle for less money (sometimes as much as 60% less);

4. You update your car every 2 – 4 years;

5. You avoid the stress of buying and selling as the new vehicle is delivered and the old one is picked up by the leasing company.

Benefits of Car Buying:

1. There are no contractual restrictions such as penalties for excess mileage or wanting to change a car earlier than expected;

2. If interest rates are low and the vehicle is one that depreciates quickly (some cars depreciate as much as 40% in the 1st 12 months) it might be best to buy the car

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Gambling Business – Luck Or Cunning?

Limiting gambling in America would greatly affect people who regularly gamble. These individuals would be helped in many different ways, especially with them not gambling all of their money away. There is nothing wrong with gambling that is done in moderation with self discipline, you can’t be loured in by every casino you see whether you are visiting Las Vegas, Atlantic city, or anywhere else that there are casinos.

Gambling can lead to many negative things in society like suicide, theft, divorce, bankruptcy, and it sends false messages to the public, it dangles a pot of gold in gamblers faces through the television messages, radio ads, magazines, billboards, and other avenues. However, they are not advised on how hard it is to actually win and win big. Whenever people go to a casino, it is set up to take their money or the majority of it.

All casinos are set up to take anywhere from eighty-six to ninety-eight cents on every dollar spent in the casino. Most casinos these days usually take, at least ninety cents on every dollar spent in their casino gambling over an extended period of time. Therefore, a person winning in the beginning playing, the longer that person plays the same game, the more he or she increases their chances of leaving the casino a looser. Again, because the casino is set up to come out on top in the long run. Ronald A. Reno: “why would any community welcome an industry that undermines the work ethics, spawns crime, hurts other businesses and costs jobs, increases divorce rate and child abuse, victimizes youth and the poor, while giving rise to suicide and several mental-health problems?” Insight on the News magazines, Las Vegas, Nevada, November 13, 2005 volume 11 number 43.

For the individuals who differ in opinion with me, I just want to ask you, how would you feel about a casino opening five minutes away from your home? You probably would not like that too much now would you? The fact of the matter is that there are great consequences usually that are associated with gambling. The crime rate , drug usage, and suicide rate will definitely skyrocket and have a trickle down effect on society. For example, if you start using drugs you might start abusing your wife, children, or friends and that all stems from the root of it all, gambling. Just like author Robert Goodman wrote “Gambling’s intimate link to crime is another fact the industry has tried desperately to conceal.” New York: Free Press, c2008, XiV, p.273, 25 cm. So for my critics if you were for more casinos in the area, I would tell you to be prepared for more crime amongst the other negative effects that gambling brings. William Thompson said “Until the facts about gambling are on the table, many communities will continue to be seduced by legalized gambling’s siren song. Hunting Press, Las Vegas, Nevada, November 2006 Gambling Advisor. All of the points of view should show the critics why government should control gambling, and therefore eliminating some of the negative aspects that gambling brings.

Casino Gamblers should wake up and see that they are getting exploited by these big enterprises and they only exist because there is a demand for them. Casinos have a humongous advantage over the customers, and they will always come out ahead because the business is designed that way. Margaret O. Hyde said “Each year over 1 million visitors come to Las Vegas to gamble and end up leaving $1 Billion for the gambling industry.” Most gamblers of the casino are losers except for a few who get to go home and brag about their winnings, and therefore, end up encouraging more people to go to the casino and loose.

One of the best way in which to lower the odds of mostly leaving the casino a looser would be to play more table games like blackjack and just totally learn the game ins and outs. Bobby Singer “Blackjack is a table game offered in most casinos around the world, it is both the most popular and most profitable of all the casinos games around the world” There are many skilled gamblers that study their trade as any great craftsman. If you are into increasing your odds of winning, please educate yourself.

What are some things you can remember before you decide to go back to the gambling casino after months of staying away? Well there are many things that should come to mind before you decide to go back on that self destructive path. These thoughts should create enough bad feelings in you to stop you from getting back in the car and returning to your gambling addiction and the despondency it causes.

1. Remember how you felt driving home from the casino. Keep this fresh in your mind and make this the first thing you remember. Do not forget what it feels like when you were broke, despondent, and depressed. Remember how your compulsive gambling resulted in that horrible car ride home.

2. Remember all of the unhappy faces of all of those people in the casino also addicted to gambling. รูเล็ต  The face of gambling addiction is not one of joy. The face of gambling addiction is one of despair, sadness, loneliness, and hopelessness.

3. Remember losing all your money during your gambling binge. Then remember what it was like having no money to pay your bills. Think of all of the time you have to work to make up those losses. Remember what it felt like after taking several hundreds of dollars in cash advances from the ATM, looting both your bank account and credit cards.

4. Remember how bad you felt the day after a gambling binge. Without eating or sleeping properly, this hangover was not pleasant. The memory of this alone can truly cause you to feel bad. This feeling is bad enough to stop you from returning to gambling.

5. Remember what happened to your self-esteem and self-worth after you gambled. You felt guilty, and horrible about your gambling and how you actively participated in your own self-destruction.

It is hoped that actively triggering some of these memories when you have an urge to gamble again can be of help to you. Returning to gambling again can only cause you pain and suffering and cannot enhance your life in any way.

Gambling addiction will destroy your spirit and your zest for life. It will take everything that you value from you and you will not get it back. Stay away from that casino and take care of yourself now.